Money hasn't changed. Everything around it has.
What worked for your parents doesn't work now. Inflation's up, income's flat, and life's more expensive than ever.
Your money already tells a story. Let's figure out what it's been trying to say.
No bank login. No credit card. You upload your own files.
How it works
Step 1
Learn what you're looking at
A short guided walkthrough — what a transaction is, and the four things money can do.
Step 2
Bring your transactions
Upload CSV or Excel files from any of your accounts. We check for duplicates before anything counts twice.
Step 3
See where it actually goes
Needs, wants, savings, and what's left over — from your real numbers, not a guess.
Free, and actually useful
The free plan isn't a locked demo. It's the whole starting point.
- Import from as many accounts as you like, with duplicate checking
- The full guided categorization walkthrough
- Needs vs. wants and your monthly cash flow
- Three months of detailed history
- One goal and a net-worth snapshot
- Every lesson, the retirement calculator, and the weekly newsletter
- Export your data whenever you want — it's yours
Plus, if you want more
$6.99/month or $69.99/year adds 18 months of detailed history instead of 3, and up to 10 goals instead of 1.
Cancel anytime. If you stop paying, nothing vanishes overnight — you get 30 days' warning and a full export first.
What this is, and what it isn't
| It is | Education. Plain-English explanations of how money actually works, using your own numbers as the example. |
| It isn't | Financial advice. We're not advisors, and nothing here tells you what to do with your money — it helps you understand it well enough to decide for yourself. |
| It isn't | A report card. Your past spending is information, not a grade. |
You are not bad with money. You're learning a skill most people were never taught.